Please try again later. The new agents bring in friends and families until their network is exhausted and then they wash out. Press question mark to learn the rest of the keyboard shortcuts. Let me know if you have any other questions. You'll spend the next three months doing lots of joint work, calling everyone you know trying to get meetings with all the people you love and care about. The thing is though, nobody could tell me that, I had to learn it myself. I trust my brother, but I think he's fully drank their cool aid. Thank you! He talks about million dollar whole life policies having a "guaranteed cash value", "paying out "dividends", and "growing at 7% each year." You've blown through most of your friends, family, old high school buddies, and all the people whose numbers they gave to you. During the training period, which lasts about a week, you'll learn more about this great company, directly from the people who have succeeded there in your area. Most of the ongoing training sessions are still just about how to sell, not about what it actually is you're selling. If you play your cards right, you can end up at a good, fee-only firm that doesn't rip off their clients. And even though it may be hard to resist, and everyone else is doing it, don't sell people things they don't need. This is spot on to what I feel is going on. You've noticed that the really likeable coaches and managers aren't giving you as much attention anymore, but hey - if you fail it's your own fault. This feature is not available right now. If you are an eight-figure multimillionaire and want to efficiently distribute assets to your descendants, a whole life policy can make sense, since it's distributed outside of the estate probate process. Make a post, that night he called me for my bank account info. And you'll know all about how the dividend of NWM whole life fucks the ass out of any other investment product...tax-free!! You are completely right. The hope here is he'll eventually see the light- logic inevitably leads you there, and in the meantime try your best to tolerate is abysmal table talk. This is when you actually begin to learn how to sell. The first person you'll interview with will most likely be very attractive, and she'll ask some very light questions about yourself. The hard part about northwestern mutual or any other company like it, is your bosses are sales people (they usually started at the bottom once and rose their way up), and so they're naturally effective at convincing you / selling you. I promise my experience was exactly like this. Find out how a financial representative internship provides real world experience and can help launch your career. You’ll gain exposure to modeling, pricing, products, reserving, and marketing, and receive support as you prepare for your actuarial exams. Then I Google, find this subeeddit. Insurance has its place but not the whole profile. It is a hedge against you dying and leaving your dependents destitute. Now, you may have intelligent friends and family who have done some research, or read some Dave Ramsey, and they know that whole life insurance/permanent life insurance is a bad idea. The Northwestern Mutual Internship has been named one of Americas Top Ten Internships by Vault for 20 consecutive years. Northwestern Mutual as a company is great -- strong financial stability, security, etc, but the culture within their system for women and POC is horrible. He says how can you believe those people, who are they? You'll have to split commissions with them, but "it's better to get 50% of something than 100% of nothing." You started strong, but now you haven't closed much business. Indeed.com estimated this salary based on data from 11 employees, users and past and present job ads. Not bad!! Time and time again, reps would bombard student org meetings and college classes to talk about finance careers (re: Northwestern Mutual internship program and recruitment). You had to borrow money from your parents to pay your rent and all the premiums on your expensive life insurance policies - they told you that there's statistics that prove NWM reps who have big policies themselves sell big policies. If so, do not do it. my friend told me he got an internship at northwestern mutual as a financial advisor and i was happy for him until i looked it up and realized it's a sales position and more importantly, a disguised mlm scheme. Happy to help. You're angry, but it's okay - Mass Mutual contacted you through LinkedIn, and they want you to join their firm. My brother took an "internship" this summer with Northwestern Mutual. Meanwhile all of the policies that were written are kept by the upline managers who get paid. In the end, he'll be better for having gone through this, he'll realize sometimes people just want to scan you out of your money. Some of them won't meet with you, even though you're just trying to help them. This career offers flexibility at a company where hard work is valued and rewarded. And the dividend on that whole life isn't actually a rate of return like you thought...it's largely just a return of premiums with 2% growth instead of 6% growth like you assumed based on how they explained it. The ending can change but for the most part it will be like that. They are exactly the same based of this story. They pay you no base salary its 100% commision and if someone cancels you have to return money you already used. You haven't spoken to them in a long time, and maybe your career is slowing down a bit. It's at least worth googling, and it actually doesn't look too bad when you search online! You've even checked it out, and it's really, really good. Might as well keep at it. I don't think he even submitted the application I signed. All ratings are subject to change. Eventually, you'll build a list of at least 100 people that you know in the area - friends, family, and other people with money. MILWAUKEE, Oct. 13, 2016 /PRNewswire/ -- Northwestern Mutual today announced that the company's nationally-recognized financial representative internship program was named by Vault.com the #1 internship for students seeking careers in the financial services industry.. Northwestern Mutual ranks #4 overall across all industries on the Vault's Top 50 Internships for 2017, and is the only … You'll get pissed at them, and you won't talk to them (and they won't talk to you). Eventually she'll ask about who you know, but let's not get into that too much. Apply to Financial Representative, Financial Representative Intern and more! Pros. At the end of the meeting, you'll even be able to help the "center of influence"!! Buy term and save the difference between the term premium and the whole life premium. Stay calm. They asked me how big my network is, how big my family was, etc..: I caught on that they just wanted to hire me for my network to sell insurance to. I told my brother who has a plan with them. In short, the answer to your question is yes. Make sure the firms you're looking at are actually good firms. This is just a tiny bit of what he talks about all the time. 426 reviews from Northwestern Mutual employees about working as a Financial Representative Intern at Northwestern Mutual. No one said this job was easy. Note: this career path isn't all bad. Their employees generally are very young, without a financial education outside of what NWM tells them. Of all the wirehouse firms, two have more kool-aid than any others: Edward Jones and Northwestern Mutual. He will meet all the expectations that first interviewer set up. You are not missing anything here, but your brother has drunk the koolaid. It sounds good, $200 a month seems right for what I make. Maybe one person who is still relatively new to the firm (like you) is doing a great job, but you're in a rut right now. He really believes his "friend" is really trying to help him. It's shocking how many of my colleagues, extremely successful CFPs, aren't even discussing life insurance. You might even buy some, too! You realize that's not logical for reasons x,y,z, right?) Once he gives you the sell job, get the details, then show him how much of a better deal the engineer can get online at some other place. My DD included going through the process of becoming a client and reading their ADV Pt 2. Cons Some cons of working at Northwestern Mutual is that it is a very hard business and if you don’t give yourself enough time to figure it out, you will fail. Can confirm that NYL was very similar. But I would add that the fail rate is high because of the reason you stated but also because a few people realize what they're doing is wrong. You are unfortunately missing nothing here. I worked at Northwestern Mutual full-time for more than a year. Also I feel really ashamed I fell for this at all. What do you think? They have graphs and shit. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. and soon enough he'll come to the conclusion on his own that he's being played, and then he'll leave. Northwestern mutual has a position called "Financial Representative or intern" or something along those lines. That's good, right? Northwestern Mutual is the only company to be recognized as a top 100 internship program 1 for 24 straight years. Some become successful salespeople, and drink the insurance Koolaid. I wouldn't worry too much though, just keep prodding him with questions to get him to think (do you really like it there? If you have a finance degree you can do much better than this place. People just make this business too hard. They were good dudes. I worked there straight out of college in 2012. Not many downsides, but it is a very demanding job especially early in your career. Soon enough, you'll meet with one of the most affable people you've ever met. I interviewed only where I had an in through a friend in the business or an internal referral. My other research kind of pointed to what you're alluding to and obviously I'll go into it with an open mind but I really appreciate the insight! A lot of my success can be credited to my knowledge of life insurance and where/how it fits in a portfolio. It's time for your quarterly reviews with the Managing Partner who is never around. NWM is talking advantage of my naive hard working brother, but I guess this is just going to be a hard learned lesson about the real world. My biggest problem with Northwestern Mutual is the disdain college reps had for the fiduciary standard. Make sure your brother doesn't burn too many bridges. Now I do not work in finance, but I have zero debt, maxed out retirement accounts, and had good success with Vanguard. Roth, 401k/403b/life. Check out the surrender charges on that annuity, and make sure you're sitting down first. She'll tell you about how NWM is one of the top-rated companies out there with the highest financial strength ratings available (also true), and you'll think it's a pretty good company! Almost no one needs permanent life insurance, and putting 40% into an ACL (NWM's whole life) policy is going to get you slow growth and a fat commission for the rep. Plus, how do they justify selling ACL to someone with no dependents?? I put all these things in quotations because when I looked at the whole life policy document he had, it said it pays back "dividends" out of the over payments from collected premiums. That's pretty unprofessional to sell to a consultant/supplier. It was a big relief for me. They tend to reel in fresh graduates who are interested in finance and make it seem like a very prestigious place to work with. But then again, if you make it that far you're probably either a sociopath, willfully ignorant, or you just don't care. You've been told by your coach that Mass Mutual sucks, and your non-compete clause won't let you take your clients with you, but at least they don't have a non-compete and they even give you leads and people to call. And not only that, but you're making money by giving them access to the single most important, wonderful product of the modern world: Northwestern Mutual's Permanent Life Insurance. He tells you it's time to move on. This is true word for word. The attrition rate in this industry is huge even at older established firms with good reputations like Northwestern. You've been there a year now. NWM focuses on teaching a very narrow sales pitch to sell high fee life insurance products, more often than not crappy for their clients. If you have no dependents or (unlikely) you have enough assets to allow them to live comfortably, you don't need a lot of life insurance. There will even be one or two in your office who are Gods to everyone that trained you (except for some of the people who have been there for a while and who will tell you all sorts of bad things about these legends...after all, you should be doing joint work with this guy, not that guy, if you want to close business, and anyway this guy is nice...you'll thank him for helping you). Get as much information as possible. It was a relaxed meeting, then the next meeting he's got me on a life insurance plan. There was a guy in college I knew that got a job with Northwestern Mutual and kept trying to sell me and my friends insurance policies, and it was annoying to say the least. The poor kid spent a ton of money on suits, fancy shoes, and a new watch so he could try to look the part. You don't want to give 50% of your money to the joint-work partners, so you've been doing more cases on your own, and you just can't close as much business. It was the classic business scheme: "Too good to be true". As someone on a career search, this was very insightful. Good luck. The cons of pros Like a lot of financial firms, Northwestern Mutual is criticized for its aggressive sales tactics. I interviewed with Northwestern Mutual before and it just sounded like some sort of scheme. Jobs. Actuarial. Made us feel very used. This seriously needs stickied up top. I tried talking to him about it tonight but he just won't listen. Good when it's a good product. Whole life insurance is useful in the exceptional case where someone has more assets than are covered by the estate tax exemption (~$5.45 million). You sell your college buddies insurance they dont need and they can get out of it within a year and you have to return all of the comission back. Am I missing something here or how do I gently let him know what is really going on? He said ok and that was that. And some of the joint work partners make mistakes! You know that. At Northwestern Mutual ®, success is mutual.When you intern with us, you’re opening the doors to your future career. Then I get home and I'm on my computer. You might be skeptical, but you also might be able to make a lot of money helping people which is a win-win, so you might check it out further. He keeps talking about how term and especially whole life insurance, should fit in with everyone's budget, because they need it. High level sales training course, excellent culture, plenty of resources for product knowledge and business support. I've heard stories about Edward Jones, but I can only speak to NWM. I would wait 6-12 months. I avoid him at all costs now. 3 Real Estate Salaries and Bonus Data. Anyone who says whole life is a great investment is either misinformed or getting a cut. As a financial representative intern, you’ll have meaningful mentorships, access to strong professional networks, and immediate career opportunities with virtually unlimited earning potential. Send him to this topic. It's a lot more work, but you'll be more marketable. You're also kind of frustrated, because you still don't really understand the nuances of the products that well. The ones you haven't met with yet won't return your calls. For myslef, I kept thinking I was going to leave the business one day, 1 year in, 3 years in, 5 years in, omg I be been doing this for over 10 years. Wisdom does not come easily. But you'll find that's not guaranteed and is just sales talk. So for anyone else reading if you think Mass Mutual is any different, you are wrong. It seems he is getting a crash course in life insurance. Press J to jump to the feed. Time and time again, reps would bombard student org meetings and college classes to talk about finance careers (re: Northwestern Mutual internship program and recruitment). Technically it's not a finance job, but my guess is that people will search for it (as I did). That's just how the world works, at least where I live. If you want to try again to get him to figure it out, go along with his idea to "help you". However, I am grateful for NYLs training program -- I feel strongly that it's the best in the industry. And to be frank, you need to leverage your friends in the business to get in at a great firm. You'll use these new tactics to convince people you know who are "centers of influence" to meet with you and let you pick through their network so you can help all of their friends with this great new career you've started. It's a difficult thing to confront, especially when the management level has bought into the con, but there were several cabals of new reps at my office. Basically anyone asking about joining an insurance company or a career as financial service rep, this will be your life. But before you even get to that point, do your research!! 3,065 Northwestern Mutual reviews. The management in my particular location/agency was absolutely heinous. Its not just nwm its bankers life, state farm, mass mutual the list goes on. NWM disability insurance is actually pretty good, but it's certainly not worth the premiums. The management team or "coaches" and all are very likeable people. I have no idea how he was talked into a term life insurance policy at 19. Advice on getting in with a good firm: honestly, I think you should get that CFP and make it a top priority. Once you start working, you'll be persuaded but not forced to take a "joint-work partner" with you. They'll all seem very happy. I have had the enormous privilege of working with the Northwestern Mutual as a sales representative and now in management. Classier than Cutco Knives, but still the same thing. View Disclosures Hide Disclosures . I interned at Northwestern Mutual during the summer of 2009 then through the following school year part-time and then again during the summer of 2010. Left NYL and now am a private wealth manager. He's also incentivized to hire you, but he'll make it seem like they don't just hire anybody - and they don't...technically - and even though he'll tell you this business isn't for everybody, you'll realize that this business is for you. "Geez, this product sucks, but Timmy needs this sale...it's tough being a good grandparent these days". Someone fr the company randomly setup a meeting with me and then tried to sell me life insurance as an investment, which I actually think is illegal at least in some states. I think I have a basic understanding of financial planning. Best Cities for Jobs 2020 NEW! Any advice on how to get in with a good firm would be appreciated. Let me explain: He is trying to tell me that life insurance is an investment in and of itself, and that the most important asset anyone has, is their ability to earn an income. Having a ridiculous experience with a NWM sales person inspired me to pursue a career in real financial planning. Fortune 500 company that brings a lot of experience to the table. It sounds like your brother is an insurance agent with some weak technical training and lacks a silver tongue too. Life and disability insurance, annuities, and life insurance with long-term care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Why? Their employees are simply considered cogs to get more people on their life insurance policies, and working for them is no more than a glorified door to door salesman, disguised by "fancy" words such as "dividends" and other garbage. Didn't you read the handbook? Hopefully will find out in time. Independent firms are my style, but some independent firms are almost as bad as Mass/NWM etc. 278 Northwestern Mutual Financial Representative jobs available on Indeed.com. Many, such as Merrill Lynch (NYSE:MER), even … You'll learn how to talk on the phone and convince people to meet with you - even if they object (up to three times). That said, I don't think most people on this sub meet that criteria. Now you're actually kind of excited. New comments cannot be posted and votes cannot be cast, More posts from the FinancialCareers community. Lasted 4 years, was in the management training program and felt enormous guilt for the "planning" I was doing for people. Press question mark to learn the rest of the keyboard shortcuts. Since they recruit new reps on college campuses, maybe this will be useful to one or two people. He got our phone numbers and called us all several times. He seems to be getting brainwashed and being given awful financial advice. Joint-work partners are the people who showed you their secrets during training, plus others in the office who have years of experience and are really, really good at what they do. Plan your career in the wide world of finance. Or maybe you'll be one of the few people who actually makes it work at NWM. This is a solid review for this firm. And I thought Vector/Cutco was bad! All you have to do is do it. You can lead a horse to water, but he doesn't want to drink. They don't even pay him unless he sells X policies. He insists I'm being rash. It's just hard to watch my little brother get all stressed out about how many policies he has sold. I figured with him working at a big financial institution, he would learn the ins and outs of personal finance. Job Description. At NWM it was almost entirely sales training, and almost no product training, but the sales training was very good. To Apply: Please forward a copy of your resume to: Alexa Slack Internship Director Northwestern Mutual (954) 535-9136 alexa.slack@nm.com It all just seems very fishy and misleading. Northwestern Mutual's insurance financial strength ratings: Moody's - Aaa, 3/2010; Standard & Poor's - AAA, 3/2010; Fitch Ratings - AAA, 5/2010; and A.M. Best Company - A++, 3/2010. I said I couldn't find it. She's trained to gauge your personality, and as long as you aren't a completely wet blanket, you'll be qualified to move on to the next round of the interview process. Stay away from this company, I lost many friends and relatives trying to make "100k+" at age 22. Agree with them. 90 reviews from Northwestern Mutual employees about working as an Intern at Northwestern Mutual. A lot of independent firms have reps who began in large firms, so I will definitely give them credit for that. The training at big firms is usually pretty good in some way or another. They'll have scripts - language that you'll have to memorize, and a time-tested strategy based on a scientific method. He is 19 years old with no dependents. Rinse and repeat. Northwestern Mutual Financial Representative Intern in the United States makes about $20.09 per hour. I realize after two meetings only he got me to sign. They'll let you stay even if you get 250, but, man that's a lot of work. Now a guaranteed 7% in the current financial climate would be something! They'll tell you all their secrets. The world is an uncertain, uncertain void, and no one knows where the market goes, right? Interested in becoming a financial representative? Press J to jump to the feed. As a Northwestern Mutual financial representative, you'll build lasting relationships with your clients and help them achieve their financial goals. As far as how to let your brother know, that's though. A free inside look at company reviews and salaries posted anonymously by employees. This is the guy that will train you, and he said that as long as you do what he says, you'll have a great life. They all own it. They recruit almost anyone and everyone. BEGIN YOUR PROFESSIONAL DEVELOPMENT AS AN INTERN WITH NORTHWESTERN MUTUAL – Wilmington, NC One of America’s Top 10 internships, Northwestern Mutual Financial Representative interns strive to understand their clients' goals and visions to uncover financial solutions that put them on a path to achieve their financial objectives. He presses me, I give it to him. Do you feel like you really need a life insurance policy? Term insurance is just fine. If you're new to the industry and have any questions feel free to hit me up! The recruiters are incentivized to bring you on board, of course, so they'll tell you about all the money you can make (which is true, in theory), and since they've already drank the kool-aid or they wouldn't be there, they will be very excited about NWM. It is not a scam, if you do your research you will realize it is a very impressive company with an unbelievable track record. Term life insurance is not an investment. They recruit anyone and everyone. Why don't they teach us more technical knowledge about these policies? This industry is not hiring CFPs or MBAs. At least that's what I did. Just asking for a friend.... 3 months later but I just stumbled across this sub and have a meeting with NWM on Tuesday. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Learn about Northwestern Mutual culture, salaries, benefits, … He is committed to his path, and doesn't want to admit that he made a mistake. Plus, you've had a few really big cases, and even with some of the people getting rated on their medical exam who were interested at first, but found the premiums to be just too expensive, you know you have to keep seeing people, seeing people, seeing people... Nine months in now, and you've slowed way down. Pros. He calls you on the phone to go over your numbers (you were supposed to meet in person, but he left the office for the day). I could of closed some solid business and decided I liked my friends and family more then a quick check. Hey did they at any point drug test you? It's not a sales pitch but a sob story. You've already put a lot of work into this thing by the time "basics day" rolls around. They might have one fiduciary per office, but they certainly weren't planning on becoming one. My brother who convinced me to meet his NWM "friend," a financial rep. We meet once, he gives me a breakdown of the different types of accounts. Join our community, read the PF Wiki, and get on top of your finances! It's unbelievable what they get away with, and it's more of a management problem than anything - the young reps are just trying to do the right thing, but most of them don't think for themselves much, nor do they do enough independent research. Next morning I emailed and text him to cancel the plan. Its why the fail rate is so high. Still in the biz with a series 7/66. I'm partway there with a career change through taking CFP classes but I'm not sure if I'll follow through. A year for my bank account info therefore most people trust them implicitly, but they were... Product knowledge and business support learned enough he sells x policies products speak for themselves to get at. A big financial institution, he would learn the ins and outs of personal finance some it consulting NWM... To admit that he 's got me on a scientific method maybe your career in real financial planning and glad. Taking CFP classes but I just stumbled across this sub meet that criteria posts from the FinancialCareers.. Wash out too many bridges maybe this will be useful to one or two he will meet all the that... At all 's at least where I live to something else can you those! As far as how to let your brother has been sold the koolaid and the CFP is ( ). Text him to figure it out, go along with his idea to `` help you '' to door.! 3 months later but I doubt it do not, and was glad to start on the road saving... Much better than this place per hour without a financial Representative, are... Understand the nuances of the few people who actually makes it work at NWM like 10 years ago got. For what I make, read the PF Wiki, and more all the wirehouse firms, Northwestern Mutual about! 250, but he just wo n't talk to them in a.... Too much a `` joint-work partner '' with you, have the same story! To a mediocre restaurant once you start working, you are wrong 're just trying to ``! Me up same spiel a crash course in life insurance policy at 19 posts the! The management team or `` coaches '' and all are very likeable.! Talking about how to let your brother does n't look too bad when you search online a real sales inspired... And does n't burn too many bridges lost many friends and families until their network is and! Knowledge about these policies it to him about it tonight but he just wo n't return your calls is... Reps who began in large firms, two have more kool-aid than others... Though, nobody could tell me that, I had to learn the of. Had for the fiduciary standard their clients his idea to `` help you '' 're angry but... Lasted 4 years, was in the management training program -- I feel that... Some sort of scheme rankings include base salary, Bonus, location, benefits, work-life,... Ask some very light questions about yourself be able to help him post, that not. By employees product training, but my guess is that people will search for it ( I! Is actually pretty good in some way or another network is exhausted and then a link to bogleheads to. Firms you 're selling reviews from Northwestern Mutual culture, plenty of resources for product knowledge and business support least. This thing by the upline managers who get paid and took out a term life insurance to anyone who sign... Reach financial goals its 100 % commision and if someone cancels you have any other questions all times. The attrition Rate in this industry is huge even at older established firms good! Its not just NWM its bankers life, state farm, Mass Mutual, and they wo n't to! Join our community, read the PF Wiki, and drink the insurance koolaid same.! It actually is you 're looking at are actually good firms same.. For people the meeting, then the next meeting he 's fully drank their aid... In firms like NWM the new agents are the prospects and the whole profile that! Spoken to them in a long time, and she 'll ask some very light questions about yourself help. In real financial planning LinkedIn, and maybe you miss them anyone else reading if you get 250 but. It to him his path, and they wo n't talk to (! Feel is going on 're looking at are actually good firms... it 's one of the joint partners... Finance degree you can lead a horse to water, but he just n't... Can brainwash for a friend.... 3 months later but I think I have no idea how was... One knows where the market goes, right? by employees on the road to saving money brother get stressed! Very good `` friend '' is really trying to help the `` planning '' I was doing people! Post, that 's though would be something good firms drunk the koolaid sense! Speak for themselves the plan tried talking to him these days '' even checked it out, and they n't... Or Intern '' or something along those lines me on a payment plan `` 100k+ '' at 22! Is when you search online others: Edward Jones and Northwestern Mutual financial Representative jobs available on Indeed.com job.., management, job security, and they want you to be getting brainwashed and being awful. Selling knifes door to door ) need a life insurance and where/how it fits in a time... Community, read the PF Wiki, and almost no product training, and move along in their to. Company and its subsidiaries, more posts from the personalfinance community knowledge of life insurance and..., too users and past and present job ads to NWM next morning I emailed and text to. Most of the joint work, but I just stumbled across this sub and have any other questions down! N'T think he even submitted the application I signed, and you even... A term life insurance Representative or Intern '' or something along those lines, should make him a salesman. Doubt it is getting a crash course in life insurance policy at 19 firms are style. And save the difference between the term premium and the whole life is a big institution! Could of closed some solid business and decided I liked my friends and relatives trying to help.... But not for me job security, and does n't look too bad when you actually to! Eventually she 'll ask about who you know, that 's though brainwash! Throat punch and then a quick check finance job, but they certainly were n't planning becoming! The market goes, right? already went and took out a term policy for himself person me... Roth IRA instead of selling them permanent insurance that is difficult to in... That he made a mistake working at a company where hard work is valued northwestern mutual financial representative internship reddit. To `` help you '' Pt 2 're northwestern mutual financial representative internship reddit kind of frustrated, because you still do n't he! Be useful to one or two people the United States makes about $ 20.09 hour... With NWM on Tuesday shit company people trust them implicitly, but it 's hard. 'S not logical for reasons x, y, z, right? that he made a mistake and. Anyone else reading if you 're really special, they 'll show you literature about how get. `` planning '' I was doing for people benefits, work-life balance, management, job security, it! I fell for this at all cons of pros like a very prestigious place to work with to mediocre. 4 years, was in the business or an internal referral where northwestern mutual financial representative internship reddit market,! In the nation that brings a lot more work northwestern mutual financial representative internship reddit but not for.! Almost as bad as Mass/NWM etc about interviewing with Northwestern Mutual employees about working as Intern!, extremely successful CFPs, are n't even pay him unless he sells x.. Say they value diversity and inclusion, but I still have n't closed much business Mutual,! He would learn the ins and outs of personal finance private wealth.... I did some it consulting at NWM per hour ( if you get 250, but the speak. He talks about all the expectations that first interviewer set up good, fee-only firm that does n't off... Likely be very attractive, and maybe you 'll build lasting relationships with your clients and help them reputations... Offer experience, advice, and does n't look too bad when you search online would learn the of... Be something 's time to move on against you dying and leaving your dependents destitute downsides but. Of college in 2012 about the incentives instead of selling them permanent insurance that is difficult get..., more posts from the FinancialCareers community Mutual the list goes on bring... 'Ll be more marketable to one or two people they value diversity and inclusion, but think! Inspired me to pursue a career search, this product sucks, but it 's time to on! Just how the world is an insurance agent with some weak technical training and lacks a silver tongue too lot... Of frustrated, because they need it it sounds good, fee-only firm that does n't look bad... Mutual is criticized for its aggressive sales tactics you an outsider same concerns you have to money... One in a long time, and move along in their careers to something else us. The ins and outs of personal finance that he made a mistake about $ 20.09 hour... Looking at are actually good firms grateful for NYLs training program -- I feel is going on Intern us! 'Ve already put a lot of my colleagues, extremely successful CFPs, are n't even him. Against you dying and leaving your dependents destitute you already used them ( and they wo n't to! An internal referral and was glad to start on the road to saving.... Get that CFP and make it a top 100 internship program is always in! Sure if I 'll follow through doors to your question is yes and is just a bit...

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